Carlos Camargo
Loan Originator
NMLS #: 362117
PH: 805-985-2808
FAX: 866-300-1121

Carlos Camargo is a well-known local expert and speaker on Reverse Mortgages. He has assisted senior homeowners across California enhance their “golden years” by helping them select the correct reverse mortgage program.

With his “no-pressure”, educational approach, Carlos is an expert at helping his clients find the right solutions that meet their needs.

Outside of work, Carlos enjoys spending time with his wife and three young children. He also loves to travel and is active in his church community.

I found my true calling to serve people after enlisting in the United States Air Force and traveling the world.

I had rewarding and satisfying careers in Law Enforcement, Software Sales and even teaching Scuba Diving in Maui, Hawaii & Guam, but I discovered my passion was helping people with their Real Estate & Mortgage Lending needs.

I absolutely love what I do!   I specialize in helping people buy and refinance homes with Traditional loans and with Reverse Mortgage loans and my job is just perfect for me!   I won’t do anything else!


Buying a home

Every home is a milestone. Every mortgage is a cornerstone. Whether you're buying a new home, remodeling or ready to refinance, we understand that a loan is more than a tool to achieve your dreams -- it's a belief in you and the importance of your goals.

Refinancing a home

Take advantage of a lower rate that could reduce your monthly payment or change the term of your loan. Our outstanding customer service and commitment to provide transparent communications means that Open Mortgage makes your priorities our mission.